Full Coverage Car Insurance in Philadelphia


Providing you a seamless experience to finding full coverage car insurance in Philadelphia.





Why You Should Get Full Coverage Car Insurance in Philadelphia



Have you searched for the full coverage car insurance in Philadelphia but ended up with the minimal coverage required because of prices? Though it may look like you got a great deal, you may regret not getting complete full coverage car insurance. This could be problematic if you were discover afterwards that the repair costs won't be covered by your insurer on your own automobile and to get into an accident. Unfortunately, numerous drivers in Philadelphia have found out the hard way. Paying for full coverage car insurance in Philadelphia offers you greater security than the mandated minimumsfor accidents where you are not at fault. This would mean higher prices. The upside of prices of full coverage car insurance is comfort knowing that your vehicle, you, and anybody involved in an accident are covered. Consider getting full coverage car insurance in Philadelphia if you have a new car and drive own a house, and have assets to protect.

Percentage of Traffic Fatalities Caused by Alcohol in Philadelphia

27 %

Percentage of Traffic Fatalities Caused by Speeding in Philadelphia

22 %

Percentage of Traffic Fatalities Involving Cyclists in Philadelphia

27 %

Percentage of Traffic Fatalities Involving Pedestrians in Philadelphia

12 %


Average Price of Full Coverage Car Insurance in Philadelphia by Credit Score



  • 4,654.27

    Very Poor (300-579)

    Average Cost of Car Insurance for those with a very poor credit history.

  • 2,925.22

    Fair (580-669)

    Average Cost of Car Insurance for those with a very poor credit history.

  • 2,450.88

    Good (670-739)

    Average Cost of Car Insurance for those with a good credit history.

  • 2,294.72

    Very Good (740-799)

    Average Cost of Car Insurance for those with a very good credit history.



What’s Included if You Get Full Coverage Car Insurance in Philadelphia

Complete full coverage auto insurance coverage isn’t a singular type of coverage but rather an combination. It’s a phrase which may have origins within finance as a way to summarize a combination of coverages required to finance or lease a car. It generally is comprised of collision and comprehensive coverage, which covers your car if damage and liability Insurance, which covers accidents and damages you cause to others. Complete auto insurance coverage tends to be more expensive than liability coverage on its own, so it may be best to hunt for cheaper prices. To sum it all up: “full coverage = liability + comprehensive + crash”. Collision insurance pays for repair prices to your vehicle if you are accountable for the collision.
cheap full coverage car insurance Philadelphia PA content image

The upside of costs to get complete coverage car insurance in Philadelphia is comfort knowing that your car, you, and anyone involved in an accident are covered.


When Do You Not Need Full Coverage Car Insurance


If you have an older vehicle, it could be best to ditch getting collision coverage in Philadelphia. Let's say your car or truck is worth ,500, and you've got a ,000 deductible. If you get in an accident, your insurance provider in Philadelphia will contribute at most ,500 to fix or replace your car. Keep in mind, your insurance coverage will not kick in unless you get into accident --one over ,000 in damages. You might be spending over /year paying for collision insurance that might not be advantageous. A more sensible idea would be to put money and make an collision fund should the worst were to happen --then at least you will be ready. By law, you're required to carry liability insurance. Obtaining liability insurance ensures that if you're at-fault, property damages or other people's bodily are covered by your own insurance. So in having an older car, you might want to opt for only getting liability insurance coverage.

Percentage of Traffic Fatalities Caused by Alcohol in Philadelphia

22 %

Percentage of Traffic Fatalities Caused by Speeding in Philadelphia

23 %

Percentage of Traffic Fatalities Involving Pedestrians in Philadelphia

32 %



How Much More You'll Pay for Full Coverage in Philadelphia By Age


Age DemographicPercentage More You'll Pay
Full Coverage in Philadelphia for Drivers Between 16-198,385.82
Full Coverage in Philadelphia for Drivers Between 20-294,368.21
Full Coverage in Philadelphia for Drivers Between 30-393,389.50
Full Coverage in Philadelphia for Drivers Between 40-493,268.69
Full Coverage in Philadelphia for Drivers Between 50-593,051.50
Full Coverage in Philadelphia for Drivers Between 60-693,101.73
Full Coverage in Philadelphia for Drivers Between 70-793,021.64



How to Get the Best Full Coverage Car Insurance in Philadelphia

It's true that having full coverage car insurance in Philadelphia will be more costly than other types of coverages, but there are ways to make it low-cost and help you save money on your annual bill. The lower your deductible, the more you'll find yourself covering every month for your coverage car insurance. As previously mentioned, if you produce an collision fund and put aside some money you have lower monthly payments and can end up raising your deductible. Another thing you can do is ensure you claim any discounts you might be entitled to. Estimates comparison shopping can save you thousands annually on your auto insurance bill. There are a large number of insurance firms in Philadelphia vying for your business and many will vary in costs by hundreds. If you are not comparing quotes you won't ever know if you are getting the quote on your coverage car insurance plan.


Getting full coverage car insurance in Philadelphia will be more costly than other types of coverages, but there are ways to make it cheap and save you money on your annual bill.